We've Been Where You Are
Licensed debt counselors who understand the real challenges of small business ownership and genuinely care about your recovery.
Our Story
Debit Counseling was founded by business owners who experienced the crushing weight of business debt firsthand. We know what it's like to lose sleep over creditor calls, to feel trapped by mounting interest, and to question whether your business will survive. That's exactly why we're here.
After successfully navigating our own financial challenges, we realized how many other small business owners were struggling alone, unsure where to turn. We became certified debt counselors and dedicated our careers to helping others find the relief and clarity we once desperately needed.
Today, we're a team of licensed counselors, financial experts, and former business owners who combine professional expertise with genuine empathy. We've helped hundreds of businesses restructure debt, negotiate with creditors, and build sustainable paths to financial recovery.
Our Mission
We believe every small business owner deserves a chance to recover from debt without judgment, with professional guidance, and with a clear path forward. Debt doesn't define you—it's a challenge you can overcome.
Our mission is to provide ethical, compassionate, and effective debt counseling that empowers business owners to regain control of their finances, protect what they've built, and move forward with confidence. We're not here to judge your past—we're here to help secure your future.
Meet Our Team
The talented individuals who bring our vision to life
Robert Martinez
Founder & Lead Debt Counselor
Certified debt counselor with 20+ years helping small businesses overcome financial challenges. Former business owner who understands your struggles firsthand.
Jennifer Chen
Senior Financial Counselor
Licensed CPA and debt specialist with expertise in creditor negotiations and restructuring. Passionate about empowering business owners with financial knowledge.
David Thompson
Credit & Recovery Specialist
Former banker turned debt counselor. Specializes in credit repair, cash flow optimization, and creating sustainable recovery roadmaps for businesses.
Maria Rodriguez
Client Relations Manager
Ensures every client feels heard and supported throughout their journey. Coordinates counseling services and maintains ongoing client relationships.
Our Core Values
Empathy First
We understand the emotional burden of business debt. Every interaction is guided by compassion, respect, and genuine care for your wellbeing.
Absolute Confidentiality
Your financial information and business situation are completely private. We maintain strict confidentiality protocols and will never share your data.
Ethical Excellence
We adhere to the highest ethical standards, full FTC compliance, and transparent practices. No hidden fees, no false promises—just honest guidance.
Results-Driven
Your success is our success. We're committed to delivering real, measurable results that reduce your debt burden and restore your financial stability.
What Makes Us Different
We've Walked in Your Shoes
Our counselors include former business owners who faced debt challenges themselves. We bring both professional expertise and personal understanding to every case.
Personalized, Not Templated
We don't believe in one-size-fits-all solutions. Every business is unique, and your recovery plan will be customized to your specific situation, industry, and goals.
Accessible When You Need Us
Debt stress doesn't follow business hours. We offer flexible scheduling and respond promptly to urgent situations so you're never facing creditor pressure alone.
Proven Success Stories
We've helped hundreds of small businesses reduce debt by an average of 40-60%, negotiate better terms with creditors, and rebuild sustainable financial systems.
Ready to Take the First Step?
Schedule a free, confidential consultation. Let's discuss your situation and explore your options together.