Overwhelmed by Business Debt? You're Not Alone.

Expert debt counselors who understand small business challenges. Get personalized solutions for debt restructuring, creditor negotiation, and cash flow recovery.

Why Homeowners Trust Us

Licensed & Insured

Fully licensed and insured for your protection

Satisfaction Guaranteed

100% satisfaction or your money back

24/7 Support

Available when you need us most

Vetted Professionals

Background-checked, certified experts

From Crisis to Clarity. From Stress to Stability.

Debit Counseling isn't just another financial service. We're your partner in navigating business debt challenges. Our licensed counselors understand the unique pressures small business owners face and provide personalized, confidential guidance you can trust.

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Business owner reviewing financial recovery plan
Financial restructuring and debt management planning

DEBT RESTRUCTURING

Rebuild Your Financial Foundation

Our licensed debt counselors work with you to analyze your business debt and create a sustainable restructuring plan. We negotiate with creditors to reduce interest rates, consolidate payments, and establish manageable terms that align with your cash flow. Take control of your debt instead of letting it control you.

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Professional creditor negotiation services

CREDITOR MEDIATION

Professional Negotiation On Your Behalf

Stop dreading creditor calls. Our experienced mediators handle communications with your creditors, negotiating settlements, payment plans, and terms that protect your business interests. We understand creditor tactics and work to secure the best possible outcomes while you focus on running your business.

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Cash flow optimization and planning

CASH FLOW PLANNING

Optimize Your Business Cash Flow

Struggling with cash flow is one of the biggest challenges for small businesses. Our counselors help you develop practical cash flow management strategies, identify revenue opportunities, reduce expenses, and create predictable financial systems that support sustainable growth and debt repayment.

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Customized financial recovery planning

RECOVERY ROADMAPS

Your Personalized Path to Financial Stability

Every business is unique, and so is every recovery plan. We create comprehensive, step-by-step recovery roadmaps tailored to your specific situation. From immediate crisis management to long-term financial health, we guide you through each stage with clear milestones and ongoing support.

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Business credit repair and improvement

CREDIT REPAIR

Rebuild Your Business Credit Profile

Damaged business credit doesn't have to be permanent. Our credit specialists help you understand your credit reports, dispute inaccuracies, and implement strategies to rebuild your business credit score. Better credit means better financing options and stronger vendor relationships.

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Financial education and training

FINANCIAL EDUCATION

Empower Yourself With Financial Knowledge

Knowledge is power when it comes to managing business finances. We provide education on budgeting, financial forecasting, debt management strategies, and best practices for avoiding future financial challenges. Build the skills to maintain long-term financial health.

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How It Works

Request a Free Quote

Request a free estimate by either calling us at 888-555-FREE, or complete our short quote request form to have one of our estimators contact you to schedule a time to survey the roofing job.

1

Request a free quote

Receive a Written Estimate

After the job is surveyed, you will receive a written estimate outlining the job details and the cost. Just reply back with your acceptance and we'll contact you to schedule the job to be completed when it is convenient for you.

2

Schedule the estimate

Get Your Roofing Job Done!

Our crew of professionals will show up on the scheduled date and time to complete your roofing job, cleanup the debris, and leave your property looking better than ever!

3

Sit back and relax!

Background

Why Choose Debit Counseling?

Licensed Counselors

Our team of certified debt counselors brings years of experience helping small business owners navigate financial challenges

Proven Results

Track record of successful debt negotiations, reduced interest rates, and sustainable payment plans for hundreds of businesses

Rapid Response

When creditors are calling, time matters. We respond quickly to assess your situation and begin taking action

100% Confidential

Your financial situation is private. All consultations and services are completely confidential and secure

Personalized Plans

No cookie-cutter solutions. Every recovery plan is customized to your specific business situation and goals

Ethical Standards

We adhere to strict ethical guidelines and FTC compliance, ensuring transparent, honest service you can trust

Ongoing Support

We don't disappear after the initial plan. Receive ongoing guidance and support throughout your recovery journey

No Upfront Fees

Free initial consultation to assess your situation. Transparent pricing with payment plans available

Ready to Regain Control of Your Business Finances?

Schedule a free, confidential consultation today. Our expert counselors are ready to help you find relief and create a path forward.

Background

Schedule Your Free Consultation

WHAT HAPPENS NEXT?

1

Fill out our confidential form or call us directly. Share your business situation and debt challenges—everything is completely private.

Call: 1-800-DEBT-HELP
2

Meet with a licensed debt counselor who will assess your situation, answer questions, and explain your options with no obligation.

3

Get a personalized debt recovery roadmap with clear action steps, timelines, and ongoing support to help you regain financial control.

15+
YEARS EXPERIENCE
100%
CONFIDENTIAL
$0
CONSULTATION FEE

Free Financial Resources

Expert guidance and educational resources to help you navigate business debt challenges.